Licensing Disclosures

Not a Lender: Dallas Homes and Loans is a mortgage broker, not a mortgage lender. We do not make credit decisions or fund loans directly. We work with a network of 20+ wholesale lenders to find loan options that fit your needs.

Rate and Program Availability: Loan programs, interest rates, and terms are subject to change without notice and are not guaranteed until a loan commitment is issued. Not all applicants will qualify for all programs.

No Guarantee of Approval: Submitting an inquiry or application does not guarantee loan approval. All loans are subject to underwriting review, credit approval, and property appraisal.

Texas Residents Only: We are currently licensed to originate mortgage loans in the State of Texas only.

Reverse Mortgage Disclosure: Reverse mortgages are complex products. Borrowers must be 62 years of age or older. The loan becomes due upon sale of the home, when the borrower no longer uses the home as their primary residence, or upon the borrower's death. Consult with a HUD-approved housing counselor before proceeding.